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Philippine Peso Exchange Rates: JULY 4, 2025 - Pinas Times

Philippine Peso Exchange Rates: JULY 4, 2025

Ever wondered why some countries’ money is stronger than others? Or why a small coin from another place can be worth more than our bills? 🧐 Well, today, the Bangko Sentral ng Pilipinas (BSP) released its newest exchange rate numbers, and guess what? Big things are happening in the money world!

Here’s what it all means — explained simply, with a little drama! 🎭💰


🔝 Top 15 Most Talked-About Currencies Today (July 4, 2025)

We looked at how much each currency is worth compared to the Philippine Peso (PHP) — and some are super strong, while others are surprisingly low!

Let’s dive in:


🇺🇸 1. United States Dollar (USD)

💵 1 USD = ₱56.28
The US Dollar is strong as ever. This means $1 can buy over ₱56 in the Philippines! It’s like the king of currencies right now. 👑
Why it matters: Many global deals, imports, and salaries for OFWs are in USD.


🇯🇵 2. Japanese Yen (JPY)

💴 1 JPY = ₱0.39
It may sound weak, but the Yen is actually used a lot in trade and tech! Still, it takes almost 3 Yen to make 1 Peso.
Fun fact: A simple snack in Tokyo might cost 200 Yen!


🇬🇧 3. British Pound (GBP)

💷 1 GBP = ₱76.83
Whoa! The British Pound is the most expensive currency on the list so far!
Why so strong? The UK has a tight economy, and their money is always elite.


🇭🇰 4. Hong Kong Dollar (HKD)

💲 1 HKD = ₱7.17
Not as strong as USD, but still packs power, especially for OFWs working in Hong Kong.


🇨🇭 5. Swiss Franc (CHF)

💶 1 CHF = ₱70.78
Switzerland is rich and neutral in politics, so their money is super stable and valuable.
Bonus drama: People see Swiss Francs as “safe haven” money during global chaos.


🇨🇦 6. Canadian Dollar (CAD)

🇨🇦 1 CAD = ₱41.42
Canada’s economy is pretty stable, and its money is climbing steadily.


🇸🇬 7. Singapore Dollar (SGD)

💲 1 SGD = ₱44.15
Singapore is small but mighty! Their currency shows how powerful a tiny but smart economy can be.


🇦🇺 8. Australian Dollar (AUD)

💲 1 AUD = ₱36.98
Aussie money is doing okay, but not as strong as the others. Still, lots of Filipinos work there and send money home. 💌


🇧🇭 9. Bahraini Dinar (BHD)

🪙 1 BHD = ₱149.31 😱
The strongest on this list!
Yes, one single Dinar is almost ₱150!
Why? Bahrain has a tiny population and big oil money.


🇰🇼 10. Kuwaiti Dinar (KWD)

🪙 No data today
This currency is usually the strongest in the world, even stronger than BHD, but today, the BSP didn’t release an update.


🇸🇦 11. Saudi Riyal (SAR)

💰 1 SAR = ₱15.00
Lots of OFWs in Saudi Arabia send money in Riyals, so this matters to many Filipino families.


🇧🇳 12. Brunei Dollar (BND)

💲 1 BND = ₱43.98
Brunei’s money is just as strong as Singapore’s because the two are tightly linked!


🇮🇩 13. Indonesian Rupiah (IDR)

💸 1 IDR = ₱0.0035
Whoa! This means you need almost 300 Rupiah to equal just 1 Peso!
Their money has lots of zeros, but it’s still useful in daily life.


🇹🇭 14. Thai Baht (THB)

💰 1 THB = ₱1.73
Thailand’s currency is stronger than Indonesia’s, but still much weaker than USD or GBP.


🇦🇪 15. UAE Dirham (AED)

💵 1 AED = ₱15.32
Just like the Saudi Riyal! Many Filipinos in Dubai and Abu Dhabi send Dirhams back home.


🧐 What Does This All Mean?

The higher the number in PHP, the stronger the foreign currency is.
This affects everything from:

  • ✈️ Travel expenses

  • 🛍️ Import prices

  • 💸 Remittances from OFWs

  • 📉 Inflation and food prices


💡 Did You Know?

📊 The BSP Reference Rate is set at ₱56.25
💰 Gold is being bought at $3,328.75 per ounce
🥈 Silver is $36.75 per ounce
📉 The Philippine Peso is weakening a bit vs the Dollar, which could raise the price of imported goods.


🚨 In Short:

The Peso is holding on—but foreign currencies like the USD, GBP, and BHD are towering high! This affects your online shopping, food prices, and OFW families everywhere.

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