Have you ever wondered why some countries’ money is worth more than others? Or why it takes more pesos to buy just one U.S. dollar? 🤔
Well, every day, the Bangko Sentral ng Pilipinas (BSP) checks the value of money from different countries. This helps Filipinos working abroad, businesses, and travelers know how much their money is worth.
Here’s what the BSP said about the top 15 currencies as of July 1, 2025 — and what it means in real life:
🥇 1. U.S. Dollar (USD) – ₱56.38
The U.S. dollar is still the king of currencies. That means it takes ₱56.38 to buy 1 dollar. It’s strong because many countries use it in big trades and banks trust it a lot.
🥈 2. Japanese Yen (JPY) – ₱0.39
This one might surprise you — 1 yen is less than ₱1! But that’s normal. The Japanese yen is used in small values, and Japan’s economy is very efficient. That’s why the low value doesn’t mean weak power.
🥉 3. British Pound (GBP) – ₱77.45
Whoa! That’s ₱77 for just one British pound. The pound is one of the oldest and strongest currencies in the world. It’s more expensive than even the dollar or euro!
🏙️ 4. Hong Kong Dollar (HKD) – ₱7.18
People working in Hong Kong can exchange their money at ₱7.18 for every HK dollar. That’s great news for OFWs sending money home.
❄️ 5. Swiss Franc (CHF) – ₱71.09
Switzerland may be small, but its money is mighty. The Swiss Franc is strong because their banks are super stable and people trust it a lot.
🍁 6. Canadian Dollar (CAD) – ₱41.43
One Canadian dollar gives you ₱41.43. Canada is known for its rich natural resources like oil and gold — and that helps keep its currency valuable.
🦁 7. Singapore Dollar (SGD) – ₱44.35
Singapore’s money is powerful! With ₱44.35 for just one dollar, it shows how strong their business and tech industries are.
🐨 8. Australian Dollar (AUD) – ₱37.08
Australia’s money is often up and down, depending on how they’re doing with exports like coal and gold. Today, ₱37.08 gets you 1 Aussie dollar.
🏝️ 9. Bahrain Dinar (BHD) – ₱149.54
Whoa! This is the most expensive on the list. Just 1 Bahrain Dinar is worth ₱149.54! That’s because Bahrain has strong oil exports and not too much currency in circulation.
⚠️ 10. Kuwait Dinar (KWD) – N/A
The BSP didn’t post a value today for the Kuwait Dinar — which usually is even more valuable than Bahrain’s. This might be due to data delay or market changes.
🕋 11. Saudi Riyal (SAR) – ₱15.03
Many OFWs in Saudi Arabia send money back home. The Riyal’s value at ₱15.03 is good for them — more pesos for every riyal they earn!
🕌 12. Brunei Dollar (BND) – ₱44.17
Brunei’s currency is twin sisters with Singapore’s — they’re almost the same in value and accepted in both countries. So this rate is helpful for OFWs in Brunei too.
🇮🇩 13. Indonesian Rupiah (IDR) – ₱0.0035
One rupiah is worth only a tiny amount of peso, but that’s okay! Indonesia uses large numbers for prices. This doesn’t mean their economy is weak — just different.
🛕 14. Thai Baht (THB) – ₱1.73
Thailand’s baht is worth ₱1.73 today. Not too low, not too high — it shows that Thailand’s tourism and trade are doing okay.
🕌 15. UAE Dirham (AED) – ₱15.35
Another country with many OFWs! The UAE Dirham is holding strong at ₱15.35, which helps Filipino workers in Dubai and Abu Dhabi send more value home.
🔍 So, What Does This All Mean?
This exchange chart tells us:
✅ Which countries have strong economies
✅ How much our peso is worth compared to other currencies
✅ Why Filipinos abroad may get more or less when they send money home
It’s also important for:
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Businesses buying products from other countries
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Travelers exchanging money
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OFWs supporting their families
💱 Final Fun Fact:
The Euro today is worth ₱66.43, and the BSP says the peso’s reference rate is ₱56.35 per US dollar — that’s the number banks often use when setting rates.
So next time someone says, “The dollar is going up!” — you’ll know exactly what that means, and why it matters. 💡
