The Bangko Sentral ng Pilipinas (BSP) released its latest Reference Exchange Rate Bulletin on November 10, 2025, providing a snapshot of how major global currencies are performing against the Philippine peso (PHP). Here’s a simple, clear breakdown of what’s happening with the top 15 currencies and what it means for businesses, travelers, and investors.
1. US Dollar (USD) – PHP 59.0450
The US dollar remains the world’s benchmark currency and continues to hold strong against the peso. At PHP 59.045, it is slightly higher than the BSP buying rate of PHP 58.800, signaling steady demand for USD in international trade and remittances.
2. Japanese Yen (JPY) – PHP 0.3840
The yen remains relatively stable at PHP 0.384 per yen. Its low peso equivalent reflects Japan’s historically low-interest rates and its status as a safe-haven currency.
3. British Pound (GBP) – PHP 77.6501
The pound sterling is trading at PHP 77.65, showing strength against the peso. The GBP continues to be favored in Europe for trade and investment, with investors monitoring the UK’s economic policies closely.
4. Hong Kong Dollar (HKD) – PHP 7.5930
The HKD sits at PHP 7.593, stable thanks to its peg to the US dollar. It’s a key currency for business transactions and remittances in Asia.
5. Swiss Franc (CHF) – PHP 73.3843
The Swiss franc, known for its stability, is at PHP 73.38, reflecting its reputation as a hedge against market volatility.
6. Canadian Dollar (CAD) – PHP 42.0339
The CAD trades at PHP 42.03, influenced by commodity prices and Canada’s economic performance.
7. Singapore Dollar (SGD) – PHP 45.3599
The SGD is valued at PHP 45.36, remaining strong due to Singapore’s robust economy and financial markets.
8. Australian Dollar (AUD) – PHP 38.3438
The AUD, at PHP 38.34, reflects commodity-driven trends and Australia’s trade relations with Asia.
9. Bahraini Dinar (BHD) – PHP 156.6222
The Bahraini dinar is the highest-valued currency on this list at PHP 156.62, highlighting the strength of Middle Eastern currencies against the peso.
10. Kuwaiti Dinar (KWD) – N/A
The Kuwaiti dinar was not listed in this bulletin, but it remains one of the strongest currencies globally, often used as a benchmark in Gulf markets.
11. Saudi Riyal (SAR) – PHP 15.7454
The SAR, trading at PHP 15.74, remains stable due to its peg to the US dollar and consistent demand from OFWs sending remittances back home.
12. Brunei Dollar (BND) – PHP 45.1864
The BND, slightly below the SGD at PHP 45.18, maintains stability, reflecting Brunei’s tight monetary policies.
13. Indonesian Rupiah (IDR) – PHP 0.0035
The rupiah is one of the lowest-valued currencies against the peso at PHP 0.0035 per IDR, reflecting Indonesia’s large currency base.
14. Thai Baht (THB) – PHP 1.8269
The baht, at PHP 1.83, continues to show steady growth, supported by Thailand’s tourism and export sectors.
15. United Arab Emirates Dirham (AED) – PHP 16.0780
The AED trades at PHP 16.08, buoyed by strong ties to the US dollar and stable Gulf economies.
What This Means for Filipinos
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Remittances: OFWs sending money from the US, UAE, or Saudi Arabia continue to get strong value for their remittances.
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Travel: Those planning trips to Europe, UK, or Japan will notice slight fluctuations but overall stability in currency exchange.
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Investments: Businesses dealing in imports and exports need to watch USD, EUR, and GBP closely for any changes.
The BSP reference rate sits at PHP 59.05/USD, with the buying rate at PHP 58.80 and selling at PHP 59.30, reflecting a generally stable peso amid global currency movements.
In summary: The peso remains steady against most major currencies, offering predictability for trade, remittances, and investments. While Middle Eastern currencies like the Bahraini dinar and Dirham remain high, regional Asian currencies continue to provide steady rates for everyday transactions.
