The Philippine peso (PHP) remains closely watched by traders, businesses, and ordinary Filipinos alike, as global economic developments continue to influence exchange rates. According to the latest Bangko Sentral ng Pilipinas (BSP) Reference Exchange Rate Bulletin for November 20, 2025, here’s a snapshot of how the peso stands against the top 15 global currencies:
1. U.S. Dollar (USD) – PHP 58.8980
The U.S. dollar remains the world’s benchmark currency. As of today, 1 USD equals PHP 58.898, reflecting a stable but slightly stronger peso compared to recent weeks. Businesses and OFWs relying on dollar remittances continue to watch this closely.
2. Japanese Yen (JPY) – PHP 0.3748
The Japanese yen, historically a safe-haven currency, is currently trading at 1 JPY = PHP 0.3748. The peso is holding steady, giving travelers and investors a relatively favorable rate when exchanging currencies for Japan-bound trips.
3. British Pound (GBP) – PHP 76.9385
The pound sterling, a strong European currency, is valued at 1 GBP = PHP 76.9385. This makes the pound one of the costlier currencies for Filipinos, reflecting the strength of the UK economy amid global uncertainty.
4. Hong Kong Dollar (HKD) – PHP 7.5602
The Hong Kong dollar is trading at PHP 7.5602, showing relative stability. This benefits Filipino traders and investors involved in the vibrant financial hub of Hong Kong.
5. Swiss Franc (CHF) – PHP 73.1379
The Swiss franc, known for its stability, stands at 1 CHF = PHP 73.138. Investors often see the franc as a hedge against inflation and market volatility.
6. Canadian Dollar (CAD) – PHP 41.9203
The Canadian dollar is currently at PHP 41.9203, slightly weaker compared to the USD. This may influence trade and travel expenses for Canadians and Filipinos exchanging currencies.
7. Singapore Dollar (SGD) – PHP 45.0739
The Singapore dollar, another strong Asian currency, is trading at PHP 45.0739. It reflects Singapore’s stable economic policies and serves as a benchmark for Southeast Asian currency performance.
8. Australian Dollar (AUD) – PHP 38.1482
The Australian dollar is valued at PHP 38.1482, showing moderate strength against the peso. Filipino businesses involved in mining, agriculture, and education often monitor this closely.
9. Bahraini Dinar (BHD) – PHP 156.2281
The Bahraini dinar is the strongest currency in this top 15 list versus the peso, at PHP 156.2281 per BHD. Its high value reflects Bahrain’s economic stability and oil-based wealth.
10. Saudi Riyal (SAR) – PHP 15.7053
The Saudi riyal, an important currency for overseas Filipino workers in the Middle East, is trading at PHP 15.7053. This rate is crucial for remittances sent home to the Philippines.
11. Brunei Dollar (BND) – PHP 44.9020
The Brunei dollar is valued at PHP 44.9020, closely mirroring the Singapore dollar, due to the currencies’ longstanding peg.
12. Indonesian Rupiah (IDR) – PHP 0.0035
The Indonesian rupiah remains one of the weaker currencies, with 1 IDR = PHP 0.0035. Despite its low individual value, it’s widely used in regional trade.
13. Thai Baht (THB) – PHP 1.8145
The Thai baht is trading at PHP 1.8145, reflecting a stable Southeast Asian regional currency that benefits tourism and trade.
14. United Arab Emirates Dirham (AED) – PHP 16.0398
The UAE dirham, crucial for OFWs in the Middle East, is at PHP 16.0398. Remittances from UAE continue to play a significant role in the local economy.
15. Euro (EUR) – PHP 67.9683
The euro is currently 1 EUR = PHP 67.9683, representing the currency of the European Monetary Union. Its strength continues to impact import costs and global trade pricing.
Other Key Rates and Insights
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BSP Buying Rate (T/T): PHP 58.700
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BSP Selling Rate (T/T): PHP 59.200
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BSP Reference Rate: PHP 58.950
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PDS Closing Rate (Nov 19, 2025): PHP 58.935
Gold and silver also remain important investment benchmarks:
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Gold Buying: $4,105.45 per kg
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Silver Buying: $51.75 per kg
What This Means for Filipinos
The peso is holding relatively steady across major currencies, providing relief for importers, exporters, and OFWs sending remittances. The strongest currencies remain Bahraini Dinar, British Pound, and Swiss Franc, while regional currencies like the Indonesian rupiah and Thai baht offer affordable exchange options for travel and trade.
Overall, the BSP continues to maintain stability, ensuring that the peso navigates global currency fluctuations smoothly as international markets remain dynamic and uncertain.
